Your future deserves
a real plan.
Providing individuals and families with trusted guidance in retirement planning, insurance, and long-term financial strategy.
Joe Dos Santos
A clearer path for
your financial future.
I'm Joe Dos Santos, an Insurance and Wealth Advisor based in New York. I've spent years helping individuals and families make confident financial decisions — from investing and retirement planning to building long-term wealth strategies tailored to their goals.
A lot of people put off thinking about their finances because it feels complicated or overwhelming. My job is to make it simple, and I work with clients in English, Spanish, and Portuguese. Whether you're planning for retirement, protecting your family with the right insurance, growing your savings, or tax diversification — I'll help you build a plan that protects what matters most.
What I Do
Personalized Financial Planning and Advice
Business Solutions
Helping business owners and employees protect what matters most — from supplemental benefits and health insurance to short and long-term disability coverage.
Retirement Planning
Planning for retirement involves understanding what you will need, when you will need it, and how to get there so you can retire confidently and on your own terms.
Life Insurance
Ensuring your family is financially protected by identifying the right coverage so you can have confidence that they will be taken care of if something unexpected happens.
Investment Planning
Putting your savings to work with a strategy aligned to your goals, timeline, and comfort level so your money continues working for you.
What My Clients Say
Real people, real results.
I had no idea where to start with my retirement planning. Joe sat down with me, explained everything clearly, and put together a plan that actually made sense for my life. I finally feel confident about my future.
Maria S.
White Plains, NY
Joe has been my advisor for years and I trust him completely. He's always available, always honest, and never tries to sell me something I don't need. That means everything to me.
David R.
Yonkers, NY
I came to Joe with a mess of savings and no real plan. He helped me organize everything, get the right life insurance for my family, and start investing properly. Best decision I ever made.
Lisa M.
New Rochelle, NY
Get in Touch
Ready to take the first step?
Fill out the form and I'll be in touch within one business day.